KreditBee Personal Loan App Review : Instant Loans, Customer Support, Interest Rates & More

What is KreditBee?

KreditBee is a popular digital lending app in India offering instant personal loans ranging from ₹1,000 to ₹3,00,000. Whether you’re salaried, self-employed, or a freelancer, KreditBee simplifies borrowing with 100% online applications, minimal documents, and quick disbursals—often within hours.

You can also use KreditBee to build your credit score, track your loan progress, and get exclusive offers using KreditBee coupon codes.

Key Features of KreditBee Personal Loan

How to Apply for KreditBee Loan Online

1. Download the KreditBee app from the Google Play Store or Apple App Store.

2. Register & Login with your mobile number and email.

3. Fill in details like name, employment info, and monthly income.

4. Upload KYC (PAN, Aadhaar, salary slips or bank statements).

5. Get Instant Approval based on eligibility.

6. E-sign Agreement and get funds in your bank account within hours.

KreditBee Eligibility Criteria

• Age: 21 to 60 years

• Income: ₹15,000/month for salaried, ₹20,000+ for self-employed

• Residency: Must be an Indian citizen

• Credit Score: 600+ preferred (but not mandatory)

KreditBee Interest Rate 2025

Interest Rate Range: 18% to 29.95% per annum
Processing Fee: 0% to 6% depending on the loan amount
Example: If you borrow ₹50,000, interest can range from ₹750 to ₹1,250 per month, depending on your score and tenure.

KreditBee Coupon Code

Get cashback or discount offers by applying a valid KreditBee coupon code during your loan application. These codes are usually shared via:

• KreditBee app notifications

• Email promotions

• Partner websites

➡️ Tip: Apply during festive seasons or sales campaigns for the best deals.

KreditBee Login Issues?

If you’re facing issues with KreditBee login, try the following:

• Clear app cache

• Ensure you use the registered mobile number

• Update the app to the latest version

• Reset password using the “Forgot Password” option

If problems persist, contact customer support.

KreditBee Customer Care Number

• 📱 Customer Care Number: +91-080-44292200

• 📧 Email: [email protected]

• 🌐 Support Page: kreditbee.in/contact
  No toll-free number is currently listed.

KreditBee Reviews from Real Users

⭐ Priya S. – “KreditBee approved my ₹20,000 loan within 30 minutes! The process was smooth and the customer care team was helpful.”

⭐ Ravi T. – “No hidden charges, great support, and quick disbursal. Highly recommended.”

⭐ Aman J. – “Easy-to-use app, transparent interest rates. I got ₹50,000 without any collateral.”

KreditBee Careers

Interested in joining KreditBee’s growing fintech team?
Explore openings in:

• Technology

• Product Development

• Customer Support

• Risk & Compliance
  Apply now via: kreditbee.in/careers

Frequently Asked Questions (FAQs)

🔹 Is KreditBee RBI approved?

Yes, KreditBee operates under RBI-registered NBFCs, such as Krazybee Services Pvt. Ltd. This makes it a safe and compliant platform under India’s digital lending norms.

🔹 How to get ₹3000 urgently without salary?

KreditBee offers short-term loans even to low-income or new-to-credit users. If you meet the minimum eligibility (PAN + Aadhaar + basic bank history), you may qualify for small ticket loans like ₹3,000.

🔹 What is the interest rate of KreditBee ₹50,000 loan?

It typically ranges between 18% to 29.95% annually, depending on your credit score and income. You can check the exact EMI and rate before finalizing.

🔹 Is KreditBee loan safe?

Yes. KreditBee uses end-to-end encryption and partners only with RBI-compliant NBFCs for all disbursals.

KreditBee Repayment Options

• Auto-Debit from bank account

• UPI or Net Banking via the app

• Manual EMI payment via dashboard

• Physical cheque drop (less common)

✅ Set up auto-debit to avoid late fees and improve your credit score.

KreditBee Partner & DSA Registration

Looking to earn from lending? KreditBee offers DSA (Direct Selling Agent) registration:

• Refer customers

• Track disbursals

• Earn commissions

Visit: kreditbee.in/partner to register as a business or individual.

Final Verdict: Should You Use KreditBee?

If you’re looking for a fast, easy-to-use personal loan app in India, KreditBee ticks all the boxes:

• Instant approvals

• Transparent interest rates

• Safe & RBI-compliant platform

• No collateral needed

Whether it’s a medical emergency, utility bill, or small business cash flow—KreditBee is a reliable choice in 2025.

📲 Download Now:
Google Play Store – KreditBee

Apple App store