(Fibe) EarlySalary Loan App Review : Instant Loans, Salary Advance & More
May 17, 2025 | by Amit Sharma

What is EarlySalary (Fibe)?
Fibe, formerly known as EarlySalary, is one of India’s leading fintech platforms offering instant personal loans, salary advances, and EMI-based shopping loans. Designed for salaried professionals and new-to-credit users, Fibe makes borrowing quick, paperless, and flexible.
Whether you need funds before payday, want to shop now and pay later, or manage medical bills—Fibe offers fast credit directly via its mobile app.
Key Features of Fibe (EarlySalary) Loan App
Feature | Description |
---|---|
💸 Loan Amount | ₹5,000 to ₹5,00,000 |
⏱️ Approval Time | Within 10 minutes |
📲 100% Digital | No paperwork, fully app-based |
🗓️ Tenure | 3 to 36 months |
🔐 Credit Score Building | Timely payments help boost CIBIL score |
🛍️ Shop on EMI | Use credit at partner stores and apps |
🧾 Salary Advance | Get money before payday with low interest |
Who Can Apply for a Fibe Loan?
Criteria | Details |
---|---|
Age | 21–55 years |
Employment | Salaried professional |
Income | ₹18,000/month (metro cities) or ₹15,000+ (non-metros) |
Documents | PAN, Aadhaar, Bank Statement |
Credit Score | 600+ preferred but not mandatory |
Fibe (EarlySalary) Interest Rate 2025
- Personal Loans: From 18% to 30% per annum
- Processing Fee: ₹199 to ₹999 (based on amount)
- Late Payment Penalty: ₹250 onwards depending on EMI overdue
💡 All fees are shown upfront during the loan offer stage—no hidden charges.
How to Apply on Fibe (EarlySalary App)
- Download the App: Fibe – Google Play Store or iOS
- Register & Login: Sign up using mobile and OTP
- Fill Profile: Enter your personal, employment, and bank details
- Upload KYC: PAN + Aadhaar + last 3-month salary slip or bank statement
- Get Offer: Based on eligibility, get approved amount
- Disbursal: Money is credited instantly to your bank account
EarlySalary (Fibe) Login Help
- Use your registered mobile number and verify with OTP
- Facing issues? Clear app cache or reinstall
- You can also login using the Fibe web dashboard
EMI Shopping with Fibe
Use Fibe’s credit limit for:
- Amazon, Flipkart, Myntra shopping
- Paying education/course fees
- Booking travel tickets
- Healthcare and more
Repay in easy monthly installments with zero-cost EMI options at select merchants.
💬 Fibe Customer Care (EarlySalary Support)
Support Option | Details |
---|---|
📞 Helpline | +91-20-67639797 |
[email protected] | |
🌐 Website | www.fibe.in |
🕐 Timings | Mon–Sat, 9 AM to 6 PM |
📈 Fibe Loan Benefits
✅ Instant salary advance
✅ No collateral or guarantor needed
✅ Improves credit score
✅ Trusted by 15M+ users
✅ Partnered with top banks & NBFCs
Real Fibe (EarlySalary) Reviews
Nisha A. – “I got ₹15,000 instantly before salary day. It helped me avoid credit card debt. Great app!”
Rahul V. – “Fast approval. Loved their EMI options during Diwali shopping.”
Sneha R. – “Customer care is helpful. Login was smooth, and disbursal took 10 mins.”
Frequently Asked Questions (FAQs)
🔹 Is EarlySalary now called Fibe?
Yes. EarlySalary rebranded as Fibe in 2023 to reflect its broader vision of financial wellness products beyond loans.
🔹 Is Fibe RBI approved?
Yes. Fibe partners with RBI-registered NBFCs like Trillion Loans and Vivriti Capital. All loans are regulated under India’s lending laws.
🔹 What is the interest rate on ₹50,000?
Interest rates vary between 18% and 30% p.a. depending on tenure and credit profile. EMI options are shown before approval.
🔹 Can I get a salary advance without a credit score?
Yes. Fibe supports new-to-credit users by assessing salary and bank activity instead of relying only on CIBIL.
Download Fibe (EarlySalary App)
Google Play: Download Fibe App
iOS: Available on the Apple App Store
Web Login: fibe.in/login
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