If you ask me, credit cards should be straightforward, rewarding, and—most importantly—feel like a natural part of your life, not just a confusing jumble of fine print. That’s why I’ve been telling my friends and readers about the YES BANK POP‑CLUB Credit Card. It comes with no joining fees, some really cool welcome perks, genuinely useful ongoing rewards, and it even integrates smoothly with UPI.
👉 You can apply here – it’s free: Apply Now
Unlike most entry-level credit cards that give you peanuts, this one immediately throws in benefits worth ₹5,000+ — without charging a single rupee to join.
Here’s what you get:
💡 That’s more than enough to cover a few dinners, your meds, a quick trip, and your fitness goals — all in your first month of using the card.
Every time you swipe your POPclub credit card online, you earn 10 POPcoins per ₹100.
If you link the card with POP UPI, you earn an extra 5% POPcoins on top of that. 💥
What’s cool is:
🧾 Spend ₹10,000 online = get 1,000 POPcoins
🛍️ Redeem 1 POPcoin = up to ₹1 value
That’s 10% real savings — and sometimes more if you catch deals on the POPclub app.
RuPay credit cards now work on UPI. That means you can:
If you’re a UPI-first person (like me), this is a serious advantage.
| Feature | Details |
|---|---|
| 💸 Joining Fee | ₹0 – Free Forever |
| 📦 Annual Fee | ₹399 (Waived on ₹1.5L spend/year) |
| 🎁 Welcome Gift | ₹5,000+ in vouchers & perks |
| 🔁 POPcoins | 10% online, 2% offline, extra 5% via POP UPI |
| ⛽ Fuel Surcharge Waiver | 1% on all fuel stations |
| 🔄 Redemption | Instant vouchers from top brands |
✅ First-time credit card users
✅ Online shoppers (Zomato, Blinkit, Cult = daily use)
✅ UPI-savvy folks
✅ Budget-conscious young professionals
✅ Freelancers and side hustlers who spend digitally
📲 Ready to apply? It takes 2 minutes.
✅ Apply Now
No lengthy paperwork. No branch visits.
Just follow this:
Within a few days, your card arrives. Welcome POPcoins kick in automatically.
Yes. ₹0 joining fee. Annual fee of ₹399 is waived if you spend ₹1.5 lakh annually (which is ₹12,500/month).
They’re actually better. You can instantly redeem POPcoins on food, travel, fitness, medicine, etc. They work like cashback but with lifestyle benefits.
Yes! Since it’s a RuPay credit card, it’s UPI-compatible. Just link it as a credit card inside your UPI app.
Nope. This is an unsecured credit card – no fixed deposit or collateral required.
You’ll receive all welcome perks (POPcoins, vouchers, subscriptions) after activating your card and making your first transaction.
If you’re someone who lives digitally, orders food online, pays via UPI, and loves saving while spending — this card is a no-brainer.
You’re literally getting rewarded for living your normal life.
That’s a win in my book.
👉 Grab your free YES BANK POPclub Rupay Credit Card now
📲 Fet your Free Credit Card →
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