Why I’m Loving the YES BANK POP‑CLUB Credit Card in 2025

If you ask me, credit cards should be straightforward, rewarding, and—most importantly—feel like a natural part of your life, not just a confusing jumble of fine print. That’s why I’ve been telling my friends and readers about the YES BANK POP‑CLUB Credit Card. It comes with no joining fees, some really cool welcome perks, genuinely useful ongoing rewards, and it even integrates smoothly with UPI.

👉 You can apply here – it’s free: Apply Now

What Makes This Card So Special?

Unlike most entry-level credit cards that give you peanuts, this one immediately throws in benefits worth ₹5,000+ — without charging a single rupee to join.

Here’s what you get:

• 500 POPcoins as a welcome gift
• 3 months of Zomato Gold Mini
• 5 free deliveries on Blinkit
• ₹500 CultSport voucher
• ₹750 Cleartrip voucher
• 2 Rapido rides (worth ₹100 each)
• 6-month PharmEasy Plus membership

💡 That’s more than enough to cover a few dinners, your meds, a quick trip, and your fitness goals — all in your first month of using the card.

How POPcoins Actually Work (This Is Where It Gets Fun)

Every time you swipe your POPclub credit card online, you earn 10 POPcoins per ₹100.
If you link the card with POP UPI, you earn an extra 5% POPcoins on top of that. 💥

What’s cool is:

• These POPcoins aren’t some vague reward currency.
• You can redeem them on Zomato, Blinkit, Cleartrip, Cult, Rapido, and Pharmeasy — plus 500+ trending brands.

🧾 Spend ₹10,000 online = get 1,000 POPcoins
🛍️ Redeem 1 POPcoin = up to ₹1 value
That’s 10% real savings — and sometimes more if you catch deals on the POPclub app.

UPI + Credit Card = Game-Changer

RuPay credit cards now work on UPI. That means you can:

• Link this credit card to any UPI app (like PhonePe, Paytm, etc.)
• Pay using UPI and earn POPcoins
• No need to carry your physical card

If you’re a UPI-first person (like me), this is a serious advantage.

Quick Snapshot: YES BANK POPclub Rupay Credit Card

Who Should Get This Card?

✅ First-time credit card users
✅ Online shoppers (Zomato, Blinkit, Cult = daily use)
✅ UPI-savvy folks
✅ Budget-conscious young professionals
✅ Freelancers and side hustlers who spend digitally

Basic Eligibility:

• Age: 21 to 60 years
• Income: ₹25,000/month (net salary) or ₹5L ITR
• Type: Salaried or self-employed
• Not valid for existing YES Bank credit card users

📲 Ready to apply? It takes 2 minutes.
✅ Apply Now

How to Apply

No lengthy paperwork. No branch visits.

Just follow this:

1. Tap this link → https://extp.in/Dr9Qjz
2. Fill in your name, DOB, and phone number
3. Complete quick verification
4. Get a confirmation and track your card application!

Within a few days, your card arrives. Welcome POPcoins kick in automatically.

Terms You Should Know (Simple Breakdown)

• 🔗 Only apply through ExtraPe (my link) to get referral benefits
• 🚫 Don’t use coupon codes from SMS or other sites — only what’s on ExtraPe
• ⚖️ Don’t make bulk or business orders using this card
• 💵 Earnings (POPcoins + referral) can change, so stay updated
• 📢 You earn flat 2% referral bonus when someone applies through your ExtraPe link too

FAQs About YES BANK POPclub Credit Card

❓ Is this card really free?

Yes. ₹0 joining fee. Annual fee of ₹399 is waived if you spend ₹1.5 lakh annually (which is ₹12,500/month).

❓ How do POPcoins compare to cashback?

They’re actually better. You can instantly redeem POPcoins on food, travel, fitness, medicine, etc. They work like cashback but with lifestyle benefits.

❓ Can I use this card on PhonePe or Google Pay?

Yes! Since it’s a RuPay credit card, it’s UPI-compatible. Just link it as a credit card inside your UPI app.

❓ Is this a secured card? Do I need to block money?

Nope. This is an unsecured credit card – no fixed deposit or collateral required.

❓ When will I get the ₹5,000+ benefits?

You’ll receive all welcome perks (POPcoins, vouchers, subscriptions) after activating your card and making your first transaction.

👋 Final Thoughts – Is It Worth Getting?

If you’re someone who lives digitally, orders food online, pays via UPI, and loves saving while spending — this card is a no-brainer.

• No joining fee
• Massive first-use rewards
• UPI compatibility
• Daily-use brand offers

You’re literally getting rewarded for living your normal life.
That’s a win in my book.

👉 Grab your free YES BANK POPclub Rupay Credit Card now
📲 Fet your Free Credit Card →

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